I would like to take the time to personally thank you Charlie for what I can only refer to as a “simply exceptional” service. It was absolutely invaluable to me to have your assistance working through all of the questions and concerns I had in an effort to narrow down the best direction forward, in my case a consumer proposal. Each and every question I had and was answered thoroughly and I really appreciated that. Working with the 4 Pillars system was a very straight forward process, and dare I say almost “enjoyable”. Certainly was as enjoyable as it could have been. I would highly recommend your service to all I know. Thanks again for everything!