At the time we sat down with Charlie, we had been feeling we were lacking the guidance and insight we needed to make some smart consumer debt decisions. It turned out we were not candidates for consumer debt relief, but with Charlie's advice and knowledge of the credit world, we were able to devise a plan to most effectively and quickly pay off our existing consumer debt.  We appreciated Charlie's honesty, and for the first time in a long time we were talking to someone who had integrity!  You can really feel how passionate Charlie is about helping educate his clients about consumer debt and how to avoid ending up there again.  So refreshing in a world where all we hear is 'Spend, spend, spend'. We are now well on our way to a happier future where our dreams and goals are possible!  Thanks Charlie!    

Tara and Jason