Over the past years through situations I incurred a lot of debt. I went to a debt settlement company and they ended up making it 100 times worse, as my creditors were going to take me to court. That is when I met Charlie and 4 Pillars Consulting. Charlie changed the whole ordeal around. He got the courts to stop and he got a deal made with my creditors where I will be able to pay my debt back. Just go with him. I wish I did from the very beginning.