Contact us today for a free, no obligation consultation with Charlie Peet, the Okanagan’s Debt Specialist.
We’ll help reduce your debt by up to 80%
Get StartedKelowna: (250)-860-1653 Toll Free: 1-(866)-888-8681
Okanagan's Debt Specialist
Okanagan's Debt Specialist
Charlie Peet
DBA 4 Pillars Kelowna
Charlie Peet is Debt Free in BC's preferred partner in the Okanagan with over 15 years experience and an A+ Better Business Bureau rating. Since 2002, individuals, families, and businesses have utilized Charlie's services to help relieve their stress, reduce their debt, and obtain financial freedom. Charlie's knowledge and experience in debt matters has helped his clients reduce their debt by as much as 80%.
Charlie Peet is the only debt specialist in the Okanagan that represents you, and not your creditors.
MORE ABOUT CHARLIEWhat We Do
Budgeting
Our budgeting process is a simplified approach, used to determine what your affordable monthly payment to your creditors will be.
Debt Consulting
Advocate for consumer debtors, educating them about their options to deal with debt, and if in our client’s best interests, availing of a financial restructuring process.
Credit Rebuilding
Comprehensive approach over a 12 to 36 month period to re-establish a positive credit rating.
Our Process
Our Process
In today’s marketplace consumers are inundated with advertisements for debt settlement options. You may have arrived at this website to research the choices you have to settle your debts and stop creditor harassment. There are many solutions available to consumers who want to resolve their debt situation, and it is a common practice to research on the internet. The information gathered from your research can be conflicting, creating confusion. It is important to be mindful that the rules and regulations regarding debt, and debt collections practices, vary depending on what province or country you reside in. This is why, when dealing with such an important matter, it is crucial to deal with a local professional who is knowledgeable, and specializes in the credit and debt industry.
1
Contact Our Office
Reaching out and asking for help is often the most difficult step in this process. In a brief telephone call our office will gather a few pieces of information before booking a free face to face consultation. MORE INFO
2
Free No-Obligation Face to Face Consultation
In this meeting we will provide you with information regarding all of the options that are available to you. You can then make an educated decision for you, your family, or your business. MORE INFO
3
Moving Forward with Charlie Peet of 4 Pillars Consulting
Charlie and his team will guide you through the process. They will also help you implement a personalized budget using our effective "5 minute a day budgeting strategy." MORE INFO
4
Achieving Financial Freedom
After successfully moving through the process and achieving an affordable repayment plan, Charlie continues to work with you, implementing strategies so that you can achieve your financial goals! MORE INFO
testimonial
testimonial
“Charlie made dealing with stressful financial situations as comfortable as possible. He made sure to make all my options clear, and provided an atmosphere that allowed for a positive outcome and a bright financial future”
Contact Our Office
Contact Our Office
Free Assessment
or
Call Us Today
Local: 250-860-1653
Toll Free: 1-866-888-8681
testimonial 2
testimonial 2
“When I met with Mr. Peet first I was initially skeptical about what he said could be achieved. He explained all the options I had and explained all costs and risks. During this consultation I became more comfortable as Mr. Peet was empathetic and even had a smile on my face. Over the several weeks we worked together he had a clear and concise strategy for my whole picture. The result was amazing! My debt load was about $66,000 and now it is reduced to $21,000 and I have up to 5 years to pay it back interest free.
Since my deal has been finalized I have continued to use his after care services to get a manageable budget in place and understanding the credit system with his educational and informative tools. This in turn will lead to a successful credit recovery. Thanks Charlie for a return to reality and help to live without debt!”
Face to Face Meeting
Face to Face Meeting
In this initial meeting you will be informed what options are available to you. Most people want to avoid bankruptcy so we provide you with factual information including risks, costs, and ramifications for each option; allowing you to make an educated decision to manage your current financial situation. You will also be informed on what your rights are as a debtor regarding the collection of debts. The information provided in this free, no obligation meeting enables you to make an informed decision for you, your family, or your business.
Moving Forward
Moving Forward
Charlie and his team will be by your side every step of the way. At this time you are also instructed on how to implement our effective "5 minute a day budgeting strategy." With an affordable repayment plan in place, you can begin your journey towards becoming debt free.
Achieving Financial Freedom
Achieving Financial Freedom
After successfully reducing your debt and achieving an affordable repayment plan, it is time to begin down the path towards financial freedom. In planning for your future we work with you to determine what your short and long term financial goals are. We strategize and offer guidance on how to effectively achieve your goals. If it is determined that it would be beneficial to also seek assistance from other business professionals (i.e. mortgage brokers, financial planners) Charlie, as an active member of the local business community, can help find a suitable professional for you to work with.
Charlie Peet is working for you every step of the way, representing your best interests. Charlie continues to work with you, implementing strategies so you can achieve your financial goals! As a long standing member of the BBB with an A+ rating, excellence in customer service while providing affordable solutions for individuals, families and businesses experiencing financial crises, is of the highest priority.